Non-Properties

GROUP / PERSONAL ACCIDENT

To provide protection against the risk of bodily injury caused solely and directly by accidental violent external and visible means resulting in the death or permanent disablement of the Insured person and medical and surgical treatment for such injury.

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PRIVATE CAR

Option I : Comprehensive (Physical Damage + Theft + Third Party Liability + Fire) or

Option II : Third Party Only

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BURGLARY

To indemnity the Insured against loss of or damage to property insured caused by theft consequent upon actual forcible and violent entry or exit upon the insured premises

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PUBLIC LIABILITY

To indemnify the Insured against:
(I) all sums which the Insured shall become legally liable to pay in respect of:
(a) accidental bodily injury or dead to third parties;
(b) accidental loss of or damage to property belonging to third parties

(II) all legal costs and expenses incurred with the Insurer’s consent caused in the course of the Insured’s business.

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COMMERCIAL VEHICLE / OMNIBUS

Option I : Comprehensive (Physical Damage + Theft + Third Party Liability + Fire) or

Option II : Third Party Only

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